Relocating to France is an exciting prospect, but deciding whether to rent or buy a property is a key decision for expats. With a dynamic property market, diverse regions and unique rental challenges, understanding the nuances of renting or buying in France is crucial. Let us help you weight your options, whether you’re moving to France for the first time, planning to invest or looking for flexibility while settling in.
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The French property market in 2025
The French property market in 2025 is expected to experience moderate growth, with price trends varying significantly across regions. According to pap.fr, a trusted property marketplace, the marking will likely see an average price increase of 2% to 3%. This reflects the sector’s resilience despite ongoing global economic pressures. However, buyers are approaching the market with caution due to higher interest rates, which have risen considerably from the historic low of 1% seen in 2021.
Investment opportunities
Certain regions continue to stand out for their potential. The west coast areas of Charente-Maritime, Charente, and Vendée are drawing significant attention from investors. These regions offer an appealing combination of affordability and growth potential, making them ideal for those seeking value in a competitive market. Meanwhile, the luxury property sector in France is also rebounding, with high-end real estate regaining its appeal for buyers searching for exclusivity and prestige.
Challenges to consider
Despite its strengths, the market does face challenges. Interest rates, while higher than in previous years, are still competitive compared to other countries, which offers some reassurance to buyers. The rising cost of living in France poses another hurdle, potentially discouraging both domestic and international investors. Political uncertainties have also been a factor, but the market’s overall stability remains intact, continuing to attract buyers looking for long-term opportunities.
> People who read this article also read: Cost of living in France in 2024
Average property costs in France
Understanding the financial aspects of renting or buying is vital. Here’s a snapshot of current average prices:
Renting in France
- 1-bedroom apartment in city center: 774 €/month
- 1-bedroom apartment outside city center: 596 €/month
- 3-bedroom apartment in city center: 1,438 €/month
- 3-bedroom apartment outside city center: 1,123 €/month
Buying in France
- Price per square meter in city center: 5,905 €
- Price per square meter outside city center: 3,955 €
These figures vary significantly based on location, with cities like Paris, Lyon, and Nice commanding premium prices, while smaller towns and rural areas offer more affordability.
*we used Numbeo for the price average
Should you rent before buying in France?
For expats moving to France, renting before buying is a smart strategy. Renting allows you to:
- Understanding the region: Get a feel for local amenities, culture, and lifestyle before committing.
- Explore different areas: France offers diverse regions, each with its own charm. Renting provide flexibility to find your perfect match.
- Simplify relocation: Renting lets you establish yourself socially and professionally without the immediate pressure of property ownership.
Relocating to a new country comes with a learning curve, and renting allows you to explore your new environment without the long-term commitment of property ownership.
One of the key advantages of renting is the chance to understand the region you’re considering. Each part of France offers a distinct lifestyle, from the sun-soaked Mediterranean coast to the rolling vineyards of Bordeaux or the historic charm of Brittany. Renting gives you the flexibility to experience local amenities, culture, and day-to-day life before committing to a specific area.
Additionally, renting provides an opportunity to explore multiple regions. You might initially be drawn to one location but later discover another that better suits your lifestyle or professional needs. This flexibility is invaluable, especially in a country as diverse as France.
Renting can also ease the process of relocation. It allows you to establish yourself socially and professionally while navigating the practicalities of living abroad, such as opening bank accounts, learning the language, and settling into the local community.
Purchasing property too quickly can lead to difficulties, especially if the chosen region doesn’t meet your expectations. Renting first ensures you make a thoughtful, well-informed decision about where to plant roots in France.
Long-term renting in France
Renting long-term offers flexibility, especially for expats with evolving plans. French rental contracts, or contrats de location, typically last:
- Three years for unfurnished properties
- One year for furnished properties.
While renting is convenient, the process can be daunting for expats due to specific requirements from landlords. Landlords often require specific documents and proof of income in France before agreeing to a lease. Without these, it can be difficult to secure a rental property. For foreigners who may not have all the necessary paperwork, this process can be frustrating and time-consuming.
Documents required to rent in France
To secure a rental property, you’ll need:
- Proof of Identity: Passport or national ID card
- Proof of Income: Recent payslips, employment contract, or proof of sufficient funds
- Proof of Residency: Recent utility bill or similar document
- Rental Insurance: Coverage is mandatory for tenants
- Rental History: References from previous landlords may be requested
For expats relocating to France, navigating these requirements can be challenging without established local connections or employment. Working with relocation services or rental agencies can simplify the process.
> People who read this article also read: Property rights in France: know your rights when buying a house
Finding your perfect rental in France, made simple
Struggling with the challenges of renting in France? From navigating strict rental requirements to understanding French laws and setting up utilities, the process can feel overwhelming for expats. That’s where we come in.
At Ibanista, our expert team helps expats find long-term rentals in France without the stress. Let us handle the complexities, so you can focus on starting your new chapter in France. Ready to make your move easier? Learn more about our rental assistance services here!
Tips for expats renting or buying in France
- Research the market: Explore property prices and rental trends in your desired region. Coastal areas and popular cities like Bordeaux and Nice may have higher costs but offer excellent amenities.
- Understand legal requirements: Whether renting or buying, familiarise yourself with French property laws. Work with reputable agents to navigate contracts.
- Consider long-term goals: If you’re planning to stay in France for several years, buying might make financial sense. Shorter stays are better suited to renting.
- Get professional advice: Work with local experts, such as real estate agents, lawyers, and mortgage brokers, to ensure a smooth process.
- Factor in additional costs: For buyers, consider notary fees (typically 7-8% of the purchase price), property taxes, and maintenance costs.
Key takeaways for expats in France
Whether you choose to rent or buy depends on your personal circumstances and long-term goals. Renting offers flexibility and ease, making it ideal for newcomers exploring their options. On the other hand, buying provides financial stability and the opportunity to truly make a home in France.
The French property market in 2025 presents opportunities for both renters and buyers. With the right preparation and expert guidance, you can navigate the complexities of the market and make the most of your experience living in France.
If you’re considering buying a property in France or renting as an expat, take your time, weigh your options, and ensure your decision aligns with your lifestyle and future plans. Moving to France is a journey filled with opportunity, make it one you’ll cherish for years to come!
